High valued homeowners
Available via our online platform we provide insurance solutions for high valued homeowners across all 50 States. Our rating structure means we provide a genuine alternative to your local markets.
Our high valued homeowners proposition offers cover to individuals, partnerships, joint ventures, corporations, limited liability companies and trusts.
Scope of cover
- Dwellings valued at replacement cost of $500,000 and higher.
- All Risk or Named Perils policies.
- $1,000,000 personal liability.
- HO3, HO4, HO5, HO6, DP1, DP3 forms available.
- Full replacement cost on Dwelling & Contents.
Optional coverages available include:
- All Risk Contents, Extended Replacement Cost on Dwelling, Ordinance & Law, Water/Sewer Back-up.
- Personal injury, identity fraud, increased limits.
- Limits for fine arts & jewellery available.
- Identity Theft Recovery – providing cover for expense reimbursement, $25,000 Annual Aggregate Limit plus access to a professional identity restoration firm for victims.
- Equipment Breakdown for physical damage to covered equipment.
- Service Line Coverage.
- Up to $50m any one location in non-catastrophe areas (higher limits can be placed).
- Up to $20m any one location in catastrophe areas (higher limits can be placed).
- We offer competitive commission rates.
Further benefits to you
- 24/7 access – our cloud based system means you have access to quotes anytime, anywhere without the need to email a submission.
- Peace of mind from using our experienced underwriting team.
- Excellent service levels – we aim to get back to you within 24 hours.
- The security of being backed by A rated Lloyd’s capacity.
- Fast and efficient claims handling service.
- A flexible approach to price and coverage that’s right for you and your client.
Contact us today
Head of North American Property Division
+44 (0)20 8148 2653
Head of Underwriting – Personal Lines
+44 (0)20 8148 2654
+44 (0)20 8148 2658
+44 (0)20 8148 2659