Coastal commercial property


Via our online platform we provide solutions for commercial property risks with target premiums typically ranging from $1,000–$25,000, for our approved agents across coastal states from Maine to Texas.


Scope of cover

Offering Wind Only or All Risks Cover, our risk appetite includes:

  • assisted living facilities
  • auto repair
  • churches (non-stained glass)
  • condominiums
  • contractors’ offices
  • day care centres
  • general mercantile
  • office buildings
  • restaurants
  • strip malls and shopping centres
  • warehouses.

Wind aggregate cover is available in all coastal states from Maine to Texas.


  • $5,000,000 – Fire Resistive
  • $5,000,000 – Masonry Non-Combustible
  • $3,500,000 – Joisted Masonry
  • $2,500,000 – Non-Combustible
  • $1,250,000 – Wood Frame


Commission rates

  • We offer competitive commission rates.


Further benefits to you

  • 24/7 access – our cloud based system means you have access to quotes anytime, anywhere without the need to email a submission.
  • Excellent service levels – we aim to get back to you within 24 hours.
  • Flexibility on pricing rates on a case by case basis should you need it – just let us know!
  • The security of products backed by A rated Lloyd’s capacity.
  • We work with our agents to ensure we not only bind but also retain the business we write.

Contact us today

Ian Hemming
+44 (0)20 8148 2655

Our products