Terms and conditions


ATTENTION: This legal notice applies to the entire contents of this website (Website). Please read these terms carefully before using the Website. Using the Website indicates that you accept these terms (including those of our Privacy Policy). This notice is issued by Globe Underwriting Limited.



1.1 By accessing any part of the Website, you shall be deemed to have accepted this legal notice in full. If you do not accept this legal notice in full, you must leave the Website immediately.

1.2 Globe Underwriting Limited may revise this legal notice at any time by updating this posting. You should check the Website from time to time to review the current legal notice, because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages at the Website.



2.1 You are permitted to print and download extracts from the Website for your own use on the following basis: (a) no documents or related graphics on the Website are modified in any way; (b) no graphics on the Website are used separately from the corresponding text; (c) Globe Underwriting Limited’s copyright and trade mark notices and this permission notice appear in all copies; and (d) No commercial use.

2.2 Unless otherwise stated, the copyright and other intellectual property rights in all material on the Website (including without limitation photographs and graphical images) are owned by Globe Underwriting Limited or its licensors. For the purposes of this legal notice, any use of extracts from the Website other than in accordance with clause 2.1 for any purpose is prohibited. If you breach any of the terms in this legal notice, your permission to use the Website automatically terminates and you must immediately destroy any downloaded or printed extracts from the Website.

2.3 Subject to clause 2.1, no part of the Website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without Globe Underwriting Limited’s prior written permission.

2.4 Any rights not expressly granted in these terms are reserved.



3.1 While Globe Underwriting Limited endeavours to ensure that the Website is normally available 24 hours a day, it shall not be liable if for any reason the Website is unavailable at any time or for any period.

3.2 Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond Globe Underwriting Limited control.

3.3 Globe Underwriting Limited will use all reasonable endeavours to ensure that the Website is reasonably secure. However, Globe Underwriting Limited cannot guarantee that any information displayed on the Website has not been interfered with without its prior written consent.

3.4 As the owner of the Website Globe Underwriting Limited reserves the absolute right to withdraw the Website immediately and without notice.



4.1 Globe Underwriting Limited gives no warranty of any kind either express or implied in respect of the Website. Specifically, but without limitation, Globe Underwriting Limited does not warrant that: you will be able to use the Website or that it will continue to be made available in its current or any other form; the Website or any software or material of whatsoever nature available on or downloaded from it will be free from viruses or defects, compatible with your equipment or fit for any purpose. It is your responsibility to use suitable anti-virus software on any software or other material that you may download from the Website and to ensure the compatibility of such software or material with your equipment; or any content or information published on the Website is accurate or complete.

4.2 Any warranties which would otherwise be implied by law including without limitation, warranties as to satisfactory quality, fitness for purpose or skill and care are hereby excluded.



5.1 Links to third party websites on the Website are provided solely for your convenience. If you use these links, you leave the Website. Globe Underwriting Limited has not reviewed all of these third party websites and does not control and is not responsible for these websites or their content, security or availability. Globe Underwriting Limited therefore does not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If you decide to access any of the third party websites linked to the Website, you do so entirely at your own risk.

5.2 Globe Underwriting Limited makes no representation as to the security, quality or propriety of any website which may be accessed through the Website and accepts no liability for the content or for any loss or damage caused or alleged to have been caused by the use of or reliance on information contained in such websites or goods or services purchased from them.



6.1 While Globe Underwriting Limited endeavours to ensure that the information on the Website is correct, it does not warrant the accuracy and completeness of the material on the Website. Globe Underwriting Limited may make changes to the material on the Website at any time without notice. The material on the Website may be out of date, and Globe Underwriting Limited makes no commitment to update such material.

6.2 The material on the Website is provided “as is”, without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, Globe Underwriting Limited provides you with the Website on the basis that Globe Underwriting Limited excludes all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law) which, but for this legal notice, might have effect in relation to the Website.

6.3 The information on the Website, including any insurance or financial related information, is provided for information only, and does not constitute an offer by Globe Underwriting Limited to sell or arrange insurance, nor does it constitute investment advice of any kind whatsoever.



7.1 Globe Underwriting Limited, any other party (whether or not involved in creating, producing, maintaining or delivering the Website), and any of Globe Underwriting Limited’s group companies and the officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with the Website in any way or in connection with the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Website or your downloading of any material from the Website or any websites linked to the Website.

7.2 Nothing in these terms shall operate to exclude or restrict Globe Underwriting Limited’s liability for either fraud, or death or personal injury resulting from Globe Underwriting Limited’s, or its employees’ negligence, or any liability which cannot be excluded or limited under applicable law.

7.3 If your use of material on the Website results in the need for servicing, repair or correction of equipment, software or data, you assume all costs thereof.



8.1 This legal notice shall be governed by and construed in accordance with English law. Disputes arising in connection with this legal notice shall be subject to the exclusive jurisdiction of the English courts. The failure by Globe Underwriting Limited to enforce any term or condition of the Terms of Use shall not be deemed as a waiver of the right to enforce such term or condition.