Providing protection for commercial property owners and homeowners from the devastating effects of flood across most States in the US, this product available via our online platform offers a competitive alternative to NFIP with the security of A rated capacity.
Scope of cover
Cover is available for homeowners for occupancy types including primary, secondary, seasonal, tenanted, vacant and COC/renovation.
For all flood zones (A, B, C, X, V and unmapped), coverage can be purchased for:
- dwelling values of up to $1million
- contents $500,000
- alternative accommodation
- cover for outbuildings in addition to main limit of indemnity for buildings
- worldwide cover for personal property.
- Offering coverage for up to 2.5million TIV incorporating BPP, building and business interruption.
- Available across the US, and covers property temporarily removed covered up to 45 days at any other location.
- Business income extension available
- Broader cover for BPP than NFIP, being more consistent with standard commercial property form.
- We offer competitive commission rates.
Further benefits to you
- 24/7 access – our cloud based system means you have access to formal quotes anytime, anywhere without the need to wait to hear back via email.
- Flexibility to choose higher limits meaning insurance buyers can be satisfied they are getting the protection they need.
- Ease of trading with a London based MGA with excellent service levels.
- Elevation certificates are not required making it simpler to bind business.
- Competitive commissions.