Providing protection for commercial property owners and homeowners from the devastating effects of flood across most States in the US, this product available via our online platform offers a competitive alternative to NFIP with the security of A rated capacity.

Scope of cover

Residential FloodPlus

Cover is available for homeowners for occupancy types including primary, secondary, seasonal, tenanted, vacant and COC/renovation.

For all flood zones (A, B, C, X, V and unmapped), coverage can be purchased for:

  • dwelling values of up to $1million
  • contents $500,000
  • alternative accommodation
  • cover for outbuildings in addition to main limit of indemnity for buildings
  • worldwide cover for personal property.


Commercial FloodPlus

  • Offering coverage for up to 2.5million TIV incorporating BPP, building and business interruption.
  • Available across the US, and covers property temporarily removed covered up to 45 days at any other location.
  • Business income extension available
  • Broader cover for BPP than NFIP, being more consistent with standard commercial property form.

Commission rates

  • We offer competitive commission rates.

Further benefits to you

  • 24/7 access – our cloud based system means you have access to formal quotes anytime, anywhere without the need to wait to hear back via email.
  • Flexibility to choose higher limits meaning insurance buyers can be satisfied they are getting the protection they need.
  • Ease of trading with a London based MGA with excellent service levels.
  • Elevation certificates are not required making it simpler to bind business.
  • Competitive commissions.

Contact us today

Jenny Mackay
Head of North American Property Division
+44 (0)20 8148 2653

Ian Hemming
+44 (0)20 8148 2655

Our products