Our construction team has over 100 years of combined construction and engineering insurance experience between us in the UK and International Construction markets.

We pride ourselves in listening to our key broker partners, to seek a common outcome that benefits all parties.

  • Controlled distribution.
  • Supported by ‘A’ rated security.
    Ability to bespoke our products to your needs.

Our covers include but are not limited to:

  • Contract works.
  • Owned plant.
  • Hired-in-plant.
  • Project Business only cover can be provided alongside project policies.
  • Ability to cover existing property if within appetite.
  • Non-negligent liability.
  • Public & products liability (project business only).
  • Machinery movement.

All risks annual and project products:

  • Annual or project specific up to 36 months.
  • 100% or lead / follow lineslip basis.
  • Up to £150m TSI on a PML basis £30m.
  • Existing structures capability.
  • Delay in start up cover available.
  • Plant and employee tools can be included.
  • DE4 cover as standard.
  • Bespoke wording and endorsement.


We have a very broad appetite and cover most trades, however, we will not cover risks presenting moral hazard or poor management.

Risks requiring more information for consideration are as follows:

  • If the contract is longer than 36 months.
  • Existing property.
  • Wet work, under, over or adjacent to water.
  • Delay in start-up cover.

Plant and Equipment

  • Owned or hired in plant.
  • We rate on total replacement value for owned plant.
  • Continuing hire charges following loss or damage.
  • Cover on a specified or blanket basis for owned plant.
  • Broad description of plant cover covered with owned plant insurance on a reinstatement (new for old) basis up to 12 months old.
  • Legal liability cover for hired-in plant under the terms of the hire agreement.
  • Cover for plant whilst hired out.

Appetite (sectors):

A very broad appetite for all mobile contractors’ plant including industrial and manufacturing locations.

Contact us today

Andy Hogg
Head of Division